Starting Your Auto Insurance Claims the Right Way
The best way to get more money from your auto accident settlement is to begin your compensation claim the right way.
Below are the steps you will want to follow when starting your auto accident claims versus another driver's insurance:
Be Aware of Blame Questions
In the beginning of your accident claims, the insurance company may ask you questions that will try to make you responsible for their insurer's car accident.
As an example, one of more common questions asked by the insurance companies is : "How could you have avoided the accident?"
If you read it carefully, you will see that this question presumes that you were the person who was the cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
In the beginning of the car accident injury claim, the issue of fault is still unknown. The insurance company can't certainly know who is to blame for the accident unless they assess the auto accident report, get in touch with witnesses, examine the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the car accident.
The more responsibility they can give you, the lower your auto accident claim.
To avoid this trap, simply answer to this question: " I could not have prevented the car accident since your driver hit me."
Whether or not you could have averted the accident does not matter at this point. If the accident was your fault, the evidence will clearly show it.
But at the moment, don't presume you're already to blame for the auto accident. Doing so will only damage you and greatly reduce your odds of getting more money. So always make sure you listen really carefully to how the insurance companies phrase their questions to you.
The essential thing you are trying to do at this point ...
Focus on the Other Driver
As soon as you tell the insurance company about the accident, focus on how the other car driver was involved.
Avoid saying: "I was in a car crash with your insurer". Instead, say things like:
"Your insurer rammed into me" "Your insurer struck my vehicle coming from the back" "Your insurer crossed the red light and smashed up my car."
By shifting the focus on the other car owner, you are staying away from getting responsibility for the car accident. This helps improve your likelihood of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious legal charges.
If you start your auto accident settlement the right way, you increase your likelihood of getting more money from your insurance claims.
Learn more helpful ways to increase your car accident insurance claims and personal injury settlements